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COPYRIGHT NOTICE

This document was created using a template from SEQ Legal (https://www.contractology.com).

1. Copyright notice

1.1. Copyright © 2019 MAN Financial Services SA (Pty) Ltd.

1.2. Subject to the express provisions of this notice:
(a) we, together with our licensors, own and control all the copyright and other intellectual property rights in our website and the material on our website; and
(b) all the copyright and other intellectual property rights in our website and the material on our website are reserved.

2. Copyright licence

2.1. You may:
(a) view pages from our website in a web browser;
(b) download pages from our website for caching in a web browser;
(c) print pages from our website;
(d) stream audio and video files from our website; and
(e) use our website services by means of a web browser,
subject to the other provisions of this notice.

2.2. Except as expressly permitted by the other provisions of this notice, you must not download any material from our website or save any such material to your computer.

2.3. You may only use our website for your own personal and business purposes, and you must not use our website for any other purposes.

2.4. Except as expressly permitted by this notice, you must not edit or otherwise modify any material on our website.

2.5. Unless you own or control the relevant rights in the material, you must not:
(a) republish material from our website (including republication on another website);
(b) sell, rent or sub-license material from our website;
(c) show any material from our website in public;
(d) exploit material from our website for a commercial purpose; or
(e) redistribute material from our website, save to the extent expressly permitted by this notice.

3. Acceptable use

3.1. You must not:
(a) use our website in any way or take any action that causes, or may cause, damage to the website or impairment of the performance, availability or accessibility of the website;
(b) use our website in any way that is unlawful, illegal, fraudulent or harmful, or in connection with any unlawful, illegal, fraudulent or harmful purpose or activity;
(c) use our website to copy, store, host, transmit, send, use, publish or distribute any material which consists of (or is linked to) any spyware, computer virus, Trojan horse, worm, keystroke logger, rootkit or other malicious computer software; or
(d) conduct any systematic or automated data collection activities (including without limitation scraping, data mining, data extraction and data harvesting) on or in relation to our website without our express written consent.

4. Report abuse

4.1. If you learn of any unlawful material or activity on our website, or any material or activity that breaches this notice, please let us know.

4.2. You can let us know about any such material or activity by email at info@xeitweb.com.

5. Enforcement of copyright

5.1. We take the protection of our copyright very seriously.

5.2. If we discover that you have used our copyright materials in contravention of the licence set out in this notice, we may bring legal proceedings against you, seeking monetary damages and/or an injunction to stop you using those materials. You could also be ordered to pay legal costs.

6. Permissions

6.1. You may request permission to use the copyright materials on our website by writing to us by email (info@man-finance.co.za) or using the contact details published on this website.

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TERMS AND CONDITIONS OF USE

This document was created using a Contractology template available at http://www.freenetlaw.com.

1. Introduction

These terms and conditions govern your use of this website; by using this website, you accept these terms and conditions in full. If you disagree with these terms and conditions or any part of these terms and conditions, you must not use this website.

By using this website and agreeing to these terms and conditions, you consent to MAN Financial Services SA (Pty) Ltd’s use of cookies in accordance with the terms of MAN Financial Services SA (Pty) Ltd’s Privacy Policy.

 2. License to use this website

Unless otherwise stated, MAN Financial Services SA (Pty) Ltd and/or its licensors own the intellectual property rights in the website and material on the website. Subject to the license below, all these intellectual property rights are reserved.

You may view, download for caching purposes only, and print pages from the website for your own personal use, subject to the restrictions set out below and elsewhere in these terms and conditions.

You must not:

  • Republish material from this website (including republication on another website).
  • Sell, rent or sub-license material from the website.
  • Show any material from the website in public.
  • Reproduce, duplicate, copy or otherwise exploit material on this website for a commercial purpose.
  • Edit or otherwise modify any material on the website.
  • Redistribute material from this website (except for content specifically and expressly made available for redistribution).

Where content is specifically made available for redistribution, it may only be redistributed within your organisation.

3. Acceptable use

You must not use this website in any way that causes, or may cause, damage to the website or impairment of the availability or accessibility of the website; or in any way which is unlawful, illegal, fraudulent or harmful, or in connection with any unlawful, illegal, fraudulent or harmful purpose or activity.

You must not use this website to copy, store, host, transmit, send, use, publish or distribute any material which consists of (or is linked to) any spyware, computer virus, Trojan horse, worm, keystroke logger, rootkit or other malicious computer software.

You must not conduct any systematic or automated data collection activities (including without limitation scraping, data mining, data extraction and data harvesting) on or in relation to this website without MAN Financial Services SA (Pty) Ltd’s express written consent.

You must not use this website to transmit or send unsolicited commercial communications.

You must not use this website for any purposes related to marketing without MAN Financial Services SA (Pty) Ltd’s express written consent.

 4. No warranties

This website is provided “as is” without any representations or warranties, express or implied.  MAN Financial Services SA (Pty) Ltd makes no representations or warranties in relation to this website or the information and materials provided on this website.

Without prejudice to the generality of the foregoing paragraph, MAN Financial Services SA (Pty) Ltd does not warrant that:

  • this website will be constantly available, or available at all; or
  • the information on this website is complete, true, accurate or non-misleading.

Nothing on this website constitutes, or is meant to constitute, advice of any kind.

 5. Limitations of liability

MAN Financial Services SA (Pty) Ltd will not be liable to you (whether under the law of contact, the law of torts or otherwise) in relation to the contents of, or use of, or otherwise in connection with, this website:

  • to the extent that the website is provided free-of-charge, for any direct loss;
  • for any indirect, special or consequential loss; or
  • for any business losses, loss of revenue, income, profits or anticipated savings, loss of contracts or business relationships, loss of reputation or goodwill, or loss or corruption of information or data.

These limitations of liability apply even if MAN Financial Services SA (Pty) Ltd has been expressly advised of the potential loss.

 6. Exceptions

Nothing in this website disclaimer will exclude or limit any warranty implied by law that it would be unlawful to exclude or limit; and nothing in this website disclaimer will exclude or limit MAN Financial Services SA (Pty) Ltd’s liability in respect of any:

  • death or personal injury caused by MAN Financial Services SA (Pty) Ltd’s negligence;
  • fraud or fraudulent misrepresentation on the part of MAN Financial Services SA (Pty) Ltd; or
  • matter which it would be illegal or unlawful for MAN Financial Services SA (Pty) Ltd to exclude or limit, or to attempt or purport to exclude or limit, its liability.

 7. Reasonableness

By using this website, you agree that the exclusions and limitations of liability set out in this website disclaimer are reasonable.

If you do not think they are reasonable, you must not use this website.

 8. Other parties

You accept that, as a limited liability entity, MAN Financial Services SA (Pty) Ltd has an interest in limiting the personal liability of its officers and employees. You agree that you will not bring any claim personally against MAN Financial Services SA (Pty) Ltd’s officers or employees in respect of any losses you suffer in connection with the website.

Without prejudice to the foregoing paragraph, you agree that the limitations of warranties and liability set out in this website disclaimer will protect MAN Financial Services SA (Pty) Ltd’s officers, employees, agents, subsidiaries, successors, assigns and sub-contractors as well as MAN Financial Services SA (Pty) Ltd.

 9. Unenforceable provisions

If any provision of this website disclaimer is, or is found to be, unenforceable under applicable law, that will not affect the enforceability of the other provisions of this website disclaimer.

 10. Indemnity

You hereby indemnify MAN Financial Services SA (Pty) Ltd and undertake to keep MAN Financial Services SA (Pty) Ltd indemnified against any losses, damages, costs, liabilities and expenses (including without limitation legal expenses and any amounts paid by MAN Financial Services SA (Pty) Ltd to a third party in settlement of a claim or dispute on the advice of MAN Financial Services SA (Pty) Ltd’s legal advisers) incurred or suffered by MAN Financial Services SA (Pty) Ltd arising out of any breach by you of any provision of these terms and conditions, or arising out of any claim that you have breached any provision of these terms and conditions.

 11. Breaches of these terms and conditions

Without prejudice to MAN Financial Services SA (Pty) Ltd’s other rights under these terms and conditions, if you breach these terms and conditions in any way, MAN Financial Services SA (Pty) Ltd may take such action as MAN Financial Services SA (Pty) Ltd deems appropriate to deal with the breach, including suspending your access to the website, prohibiting you from accessing the website, blocking computers using your IP address from accessing the website, contacting your internet service provider to request that they block your access to the website and/or bringing court proceedings against you.

 12. Variation

MAN Financial Services SA (Pty) Ltd may revise these terms and conditions from time-to-time.  Revised terms and conditions will apply to the use of this website from the date of the publication of the revised terms and conditions on this website.  Please check this page regularly to ensure you are familiar with the current version.

 13. Assignment

MAN Financial Services SA (Pty) Ltd may transfer, sub-contract or otherwise deal with MAN Financial Services SA (Pty) Ltd’s rights and/or obligations under these terms and conditions without notifying you or obtaining your consent.

You may not transfer, sub-contract or otherwise deal with your rights and/or obligations under these terms and conditions.

 14. Severability

If a provision of these terms and conditions is determined by any court or other competent authority to be unlawful and/or unenforceable, the other provisions will continue in effect.  If any unlawful and/or unenforceable provision would be lawful or enforceable if part of it were deleted, that part will be deemed to be deleted, and the rest of the provision will continue in effect.

 15. Entire agreement

These terms and conditions constitute the entire agreement between you and MAN Financial Services SA (Pty) Ltd in relation to your use of this website, and supersede all previous agreements in respect of your use of this website.

 16. Law and jurisdiction

These terms and conditions will be governed by and construed in accordance with South African law, and any disputes relating to these terms and conditions will be subject to the non-exclusive jurisdiction of the courts of South Africa.

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PRIVACY POLICY

This is the privacy notice of  MAN Financial Services (SA) (RF) (Pty) Ltd. In this document, “we”, “our”, or “us” refer to  MAN Financial Services (SA) (RF) (Pty) Ltd.

We are company number  1997/011686/07 registered in Republic of South Africa .

Our registered office is at:
2nd Floor, The Views,
Founders Hill Office Park,
18 Centenary Way,
Founders Hill, 1609.

 

Introduction

  1. This is a notice to inform you of our policy about all information that we record about you. It sets out the conditions under which we may process any information that we collect from you, or that you provide to us. It covers information that could identify you (“personal information”) and information that could not. In the context of the law and this notice, “process” means collect, store, transfer, use or otherwise act on information.
  2. We regret that if there are one or more points below with which you are not happy, your only recourse is to leave our website immediately.
  3. We take seriously the protection of your privacy and confidentiality. We understand that all visitors to our website are entitled to know that their personal data will not be used for any purpose unintended by them, and will not accidentally fall into the hands of a third party.
  4. We undertake to preserve the confidentiality of all information you provide to us, and hope that you reciprocate.
  5. Our policy complies with UK law accordingly implemented, including that required by the EU General Data Protection Regulation (GDPR).
  6. The law requires us to tell you about your rights and our obligations to you in regards to the processing and control of your personal data. We do this now, by requesting that you read the information provided at www.knowyourprivacyrights.org
  7. Except as set out below, we do not share, or sell, or disclose to a third party, any information collected through our website.

 

The bases on which we process information about you

The law requires us to determine under which of six defined bases we process different categories of your personal information, and to notify you of the basis for each category.

If a basis on which we process your personal information is no longer relevant then we shall immediately stop processing your data.

If the basis changes then if required by law we shall notify you of the change and of any new basis under which we have determined that we can continue to process your information.

1. Information we process because we have a contractual obligation with you

When you create an account on our website, buy a product or service from us, or otherwise agree to our terms and conditions, a contract is formed between you and us.

In order to carry out our obligations under that contract we must process the information you give us. Some of this information may be personal information.

We may use it in order to:

1.1. Verify your identity for security purposes.

1.2. Sell products to you.

1.3. Provide you with our services.

1.4. Provide you with suggestions and advice on products, services and how to obtain the most from using our website.

We process this information on the basis there is a contract between us, or that you have requested we use the information before we enter into a legal contract.

Additionally, we may aggregate this information in a general way and use it to provide class information, for example to monitor our performance with respect to a particular service we provide. If we use it for this purpose, you as an individual will not be personally identifiable.

We shall continue to process this information until the contract between us ends or is terminated by either party under the terms of the contract.

2. Information we process with your consent

Through certain actions when otherwise there is no contractual relationship between us, such as when you browse our website or ask us to provide you more information about our business, including job opportunities and our products and services, you provide your consent to us to process information that may be personal information.

Wherever possible, we aim to obtain your explicit consent to process this information, for example, by asking you to agree to our use of cookies.

Sometimes you might give your consent implicitly, such as when you send us a message by e-mail to which you would reasonably expect us to reply.

Except where you have consented to our use of your information for a specific purpose, we do not use your information in any way that would identify you personally. We may aggregate it in a general way and use it to provide class information, for example to monitor the performance of a particular page on our website.

If you have given us explicit permission to do so, we may from time to time pass your name and contact information to selected associates whom we consider may provide services or products you would find useful.

We continue to process your information on this basis until you withdraw your consent or it can be reasonably assumed that your consent no longer exists.

You may withdraw your consent at any time by instructing us at https://man-finance.co.za/data-access-request/ or emailing us at info@man-finance.co.za. However, if you do so, you may not be able to use our website or our services further.

3. Information we process for the purposes of legitimate interests

We may process information on the basis there is a legitimate interest, either to you or to us, of doing so.

Where we process your information on this basis, we do after having given careful consideration to:

  • whether the same objective could be achieved through other means
  • whether processing (or not processing) might cause you harm
  • whether you would expect us to process your data, and whether you would, in the round, consider it reasonable to do so

For example, we may process your data on this basis for the purposes of:

  • Record-keeping for the proper and necessary administration of MAN Financial Services (SA) (RF) (Pty) Ltd.
  • Responding to unsolicited communication from you to which we believe you would expect a response.
  • Protecting and asserting the legal rights of any party.
  • Insuring against or obtaining professional advice that is required to manage MAN Financial Services (SA) (RF) (Pty) Ltd. risk.
  • Protecting your interests where we believe we have a duty to do so.

4. Information we process because we have a legal obligation

We are subject to the law like everyone else. Sometimes, we must process your information in order to comply with a statutory obligation.

For example, we may be required to give information to legal authorities if they so request or if they have the proper authorisation such as a search warrant or court order.

This may include your personal information.

 

Specific uses of information you provide to us

5. Information provided on the understanding that it will be shared with a third party

Our website allows you to post information with a view to that information being read, copied, downloaded, or used by other people.

Examples include:

5.1. posting a message on our forum

5.2. tagging an image

5.3. clicking on an icon next to another visitor’s message to convey your agreement, disagreement or thanks

In posting personal information, it is up to you to satisfy yourself about the privacy level of every person who might use it.

We do not specifically use this information except to allow it to be displayed or shared.

We do store it, and we reserve a right to use it in the future in any way we decide.

Once your information enters the public domain, we have no control over what any individual third party may do with it. We accept no responsibility for their actions at any time.

Provided your request is reasonable and there is no legal basis for us to retain it, then at our discretion we may agree to your request to delete personal information that you have posted. You can make a request by contacting us at https://man-finance.co.za/data-access-request/.

6. Complaints regarding content on our website

We attempt to moderate user generated content, but we are not always able to do so as soon as that content is published.

If you complain about any of the content on our website, we shall investigate your complaint.

If we feel it is justified or if we believe the law requires us to do so, we shall remove the content while we investigate.

Free speech is a fundamental right, so we have to make a judgment as to whose right will be obstructed: yours, or that of the person who posted the content that offends you.

If we think your complaint is vexatious or without any basis, we shall not correspond with you about it.

7. Job application and employment

If you send us information in connection with a job application, we may keep it for up to [three years] in case we decide to contact you at a later date.

If we employ you, we collect information about you and your work from time to time throughout the period of your employment. This information will be used only for purposes directly relevant to your employment. After your employment has ended, we will keep your file for [six years] before destroying or deleting it.

8. Sending a message to our support team

When you contact us, whether by telephone, through our website or by e-mail, we collect the data you have given to us in order to reply with the information you need.

We record your request and our reply in order to increase the efficiency of our [MAN Financial Services (SA) (RF) (Pty) Ltd].

We keep personally identifiable information associated with your message, such as your name and email address so as to be able to track our communications with you to provide a high quality service.

9. Complaining

When we receive a complaint, we record all the information you have given to us.

We use that information to resolve your complaint.

If your complaint reasonably requires us to contact some other person, we may decide to give to that other person some of the information contained in your complaint. We do this as infrequently as possible, but it is a matter for our sole discretion as to whether we do give information, and if we do, what that information is.

We may also compile statistics showing information obtained from this source to assess the level of service we provide, but not in a way that could identify you or any other person.

10. Affiliate and business partner information

This is information given to us by you in your capacity as an affiliate of us or as a business partner.

It allows us to recognise visitors that you have referred to us, and to credit to you commission due for such referrals. It also includes information that allows us to transfer commission to you.

The information is not used for any other purpose.

We undertake to preserve the confidentiality of the information and of the terms of our relationship.

We expect any affiliate or partner to agree to reciprocate this policy.

 

Use of information we collect through automated systems when you visit our website

11. Cookies

Cookies are small text files that are placed on your computer’s hard drive by your web browser when you visit any website. They allow information gathered on one web page to be stored until it is needed for use on another, allowing a website to provide you with a personalised experience and the website owner with statistics about how you use the website so that it can be improved.

Some cookies may last for a defined period of time, such as one day or until you close your browser. Others last indefinitely.

Your web browser should allow you to delete any you choose. It also should allow you to prevent or limit their use.

Our website uses cookies. They are placed by software that operates on our servers, and by software operated by third parties whose services we use.

When you first visit our website, we ask you whether you wish us to use cookies. You have the choice to accept cookies or to not use our website.

We use cookies in the following ways:

11.1. To track how you use our website.

11.1. To record whether you have seen specific messages we display on our website.

11.1. To keep you signed in our site.

11.1. To record your answers to surveys and questionnaires on our site while you complete them.

11.1. To record the conversation thread during a live chat with our support team.

12. Google Analytics

This website uses Google Analytics (GA), a web analytics service provided by Google, Inc. (“Google”).

As this website uses Universal Analytics, no data for advertising (Remarketing and Advertising Reporting Features) is collected. GA uses “cookies”, which are text files placed on your computer to help the website analyse how the site is used by site users.

These are first-party cookies (the Google Analytics cookie) and third-party cookies (the DoubleClick cookie).  GA only uses third-party cookies if a website uses display advertising features, such as re-marketing.

All GA cookies are browser specific. If you return to a website via a different browser, then GA will set a different set of cookies.

The information generated by the cookies about your use of the website are transmitted to and stored by Google on servers in the United States. Google allows the website owner to use this information to evaluate your use of the website.

Google may also transfer this information to third parties where required to do so by law, or where such third parties process the information on Google’s behalf. Google will not associate your IP address with any other data held by Google.

You may refuse the use of cookies by applying the appropriate settings on your browser. Please note that if you do this you may not be able to use the full functionality of this website. By using this website, you consent to the processing of data about you by Google in the manner and for the purposes set out above.

Please note that your privacy is respected, and as such this website’s GA is set up in the following way:

  • No data for advertising (Re-marketing and Advertising Reporting Features) is collected.  Should this change in the future, this privacy policy will be updated.
  • The retention period for user data that is associated with cookies, user identifiers or advertising identifiers are set to 50 months.  Thereafter the user data will automatically be deleted.  However, if a user visits a site multiple times, the retention period is reset at every visit.
  • We do not make use of the User-ID feature.  Users are therefore not allocated a unique user ID.
  • All user IPs are anonymised.  That means that the last three digits of a user’s IP address are replaced by a zero.
  • The website does not transmit any Personally Identifiable Information (PII) to Google.

From the above it is clear that we take your privacy seriously. We have done all we could to remove or anonymise your personal data.  We hope that you will allow us to improve your experience on this website, but, if you still feel that you wish to avoid disclosure of any other data, which could be shared through the GA tracing service, you are advised to make use of the deactivation-add-on as supplied by Google under http://tools.google.com/dlpage/gaoptout?hl=en.

You can also remove cookies via your browser settings.

You can customise Google Display Network ads using the Ads settings at www.google.com/settings/ads

13. Personal identifiers from your browsing activity

Requests by your web browser to our servers for web pages and other content on our website are recorded.

We record information such as your geographical location, your Internet service provider and your IP address. We also record information about the software you are using to browse our website, such as the type of computer or device and the screen resolution.

We use this information in aggregate to assess the popularity of the webpages on our website and how we perform in providing content to you.

If combined with other information we know about you from previous visits, the data possibly could be used to identify you personally, even if you are not signed in to our website.

14. Our use of re-marketing

Re-marketing involves placing a cookie on your computer when you browse our website in order to be able to serve to you an advert for our products or services when you visit some other website.

We may use a third party to provide us with re-marketing services from time to time. If so, then if you have consented to our use of cookies, you may see advertisements for our products and services on other websites.

 

Disclosure and sharing of your information

15. Information we obtain from third parties

Although we do not disclose your personal information to any third party (except as set out in this notice), we sometimes receive data that is indirectly made up from your personal information from third parties whose services we use.

No such information is personally identifiable to you.

16. Third party advertising on our website

Third parties may advertise on our website. In doing so, those parties, their agents or other companies working for them may use technology that automatically collects information about you when their advertisement is displayed on our website.

They may also use other technology such as cookies or JavaScript to personalise the content of, and to measure the performance of their adverts.

We do not have control over these technologies or the data that these parties obtain. Accordingly, this privacy notice does not cover the information practices of these third parties.

17. Credit reference

To assist in combating fraud, we share information with credit reference agencies, so far as it relates to clients or customers who instruct their credit card issuer to cancel payment to us without having first provided an acceptable reason to us and given us the opportunity to refund their money.

18. Data may be processed outside the European Union

Our website is hosted in South Africa.

We may also use outsourced services in countries outside the European Union from time to time in other aspects of our business.

Accordingly, data obtained within the UK or any other country could be processed outside the European Union.

For example, some of the software our website uses may have been developed in the United States of America or in Australia.

We use the following safeguards with respect to data transferred outside the European Union:

18.1. The processor is not within the same corporate group as our business or organisation but abides by the same binding corporate rules regarding data processing.

18.2. The data protection clauses in our contracts with data processors include transfer clauses that are compliant with the GDPR.

18.3. We comply with a code of conduct that is compliant with the GDPR.

18.4. Both our Organisation and the processor are public authorities between whom there is either a legally binding agreement or administrative arrangements that is compliant with the GDPR relating to protection of your information.

 

Access to your own information

19. Access to your personal information

19.1. At any time, you may review or update personally identifiable information that we hold about you, by signing in to your account on our website.

19.2. To obtain a copy of any information that is not provided on our website you may send us a request at info@man-finance.co.za.

19.3. After receiving the request, we will tell you when we expect to provide you with the information, and whether we require any fee for providing it to you.

20. Removal of your information

If you wish us to remove personally identifiable information from our website, you may contact us at info@man-finance.co.za.

This may limit the service we can provide to you.

21. Verification of your information

When we receive any request to access, edit or delete personal identifiable information we shall first take reasonable steps to verify your identity before granting you access or otherwise taking any action. This is important to safeguard your information.

 

Other matters

22. Use of site by children

22.1. We do not sell products or provide services for purchase by children, nor do we market to children.

22.2. If you are under 18, you may use our website only with consent from a parent or guardian

22.3. We collect data about all users of and visitors to these areas regardless of age, and we anticipate that some of those users and visitors will be children.

22.4. Such child users and visitors will inevitably visit other parts of the site and will be subject to whatever on-site marketing they find, wherever they visit.

23. Encryption of data sent between us

We use Secure Sockets Layer (SSL) certificates to verify our identity to your browser and to encrypt any data you give us.

Whenever information is transferred between us, you can check that it is done so using SSL by looking for a closed padlock symbol or other trust mark in your browser’s URL bar or toolbar.

24. How you can complain

24.1. If you are not happy with our privacy policy or if have any complaint, then you should tell us by email. Our address is info@man-finance.co.za.

24.2. If a dispute is not settled, then we hope you will agree to attempt to resolve it by engaging in good faith with us in a process of mediation or arbitration.

24.3. If you are in any way dissatisfied about how we process your personal information, you have a right to lodge a complaint with the Information Commissioner’s Office. This can be done at https://ico.org.uk/concerns/.

25. Retention period for personal data

Except as otherwise mentioned in this privacy notice, we keep your personal information only for as long as required by us:

25.1. To provide you with the services you have requested.

25.2. To comply with other law, including for the period demanded by our tax authorities.

25.3. To support a claim or defence in court.

26. Compliance with the law

Our privacy policy has been compiled so as to comply with the law of every country or legal jurisdiction in which we aim to do business. If you think it fails to satisfy the law of your jurisdiction, we should like to hear from you.

However, ultimately it is your choice as to whether you wish to use our website.

27. Review of this privacy policy

We may update this privacy notice from time to time as necessary. The terms that apply to you are those posted here on our website on the day you use our website. We advise you to print a copy for your records.

If you have any question regarding our privacy policy, please contact us.

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EMAIL RETENTION POLICY

Our GDPR compliant Email Retention Policy is currently being finalised and will soon be uploaded to this website.